Understanding the marking scheme is crucial for maximizing your score in banking exams. It helps you decide when to attempt a question and when to skip.
1. Positive Marking
- Each correct answer is awarded 1 mark (may vary slightly depending on the exam)
- Your total score is calculated based on correct responses
2. Negative Marking
- 0.25 marks (1/4th) are deducted for every wrong answer
- No marks are deducted for unattempted questions
3. Sectional & Overall Cut-Off
- You must clear both sectional cut-off and overall cut-off
- Failing in one section can lead to disqualification, even if your overall score is high
4. Why Marking Scheme Matters
- Helps in avoiding blind guesses
- Encourages smart attempts over maximum attempts
- Improves overall accuracy and score
5. Smart Attempt Strategy
- Attempt questions you are confident about first
- Avoid excessive guessing to reduce negative marking
- Maintain a balance between speed and accuracy
Final Thoughts
The marking scheme is not just a rule—it’s a strategy tool. Use it wisely to maximize your score and improve your chances of clearing the exam.


Leave a Reply